Streamlining Your BankruptcyStreamlining Your Bankruptcy

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Streamlining Your Bankruptcy

I knew that I had hit rock bottom financially when I started making credit card payments with other credit cards. Before I knew it, collectors were contacting me almost hourly, and it started to get really frustrating. I knew that I had to turn things around, which is why I decided to meet with a bankruptcy attorney. My lawyer took the time to listen to my troubles and walk me through the bankruptcy process. He made everything seem much more manageable, which really helped me out. This blog is here to educate other people about how much the right bankruptcy lawyer can help.

Five Tips To Avoid Foreclosure

If you fall more than a month or two behind on your mortgage payments, you can expect the bank to begin the foreclosure process. Throughout this process, the bank will reclaim possession of your home and make a judgement against you for the amount that you still owe on the mortgage. This situation forces a lot of people out of their homes and causes them to file for bankruptcy. So, if you are falling behind on your mortgage payments, what can you do to prevent foreclosure? Read More 

Bankruptcy Recovery: 5 Ways To Get Back On Your Financial Feet And Stay There

Bankruptcy can be one of the toughest experiences you'll ever go through, but it's not the end of your world. In fact, with the right attitude, you'll get through this faster and easier than you might have thought possible. 1. Be Disciplined With Your Repayment Plan If you filed under Chapter 13, you were ordered by the courts to repay your debts in certain amounts and by certain dates and it greatly behooves you to be disciplined with that plan. Read More 

Do You Have To Pay Up? Understanding Payday Loans And Bankruptcy

It can happen to almost anyone; a car repair, a medical bill, or an emergency flight to see a relative. These things all cost money, and not everyone has funds set aside to pay for these sudden needs. A payday loan could allow you to take care of your problem when you don't have any other option. These loans can offer quick and easy financial help, but they should only be used as a last resort. Read More 

Cornered into Foreclosure? How You Can Still Save Your Home

Sometimes situations in life are never what you expected them to be. When you lose your job, and it is all you have done for twenty years or more, it is difficult to get a job doing anything else. As such, your savings, if any, are immediately consumed by monthly bills and living expenses. After that, you are stuck trying to find a way just to keep your home. Cornered into a foreclosure, you might be tempted to let it go since there is nothing you can do- or is there? Read More 

Do You Make Too Much Money To File For Bankruptcy?

For those who are suffering from financial chaos, the decision to file a chapter 7 bankruptcy may have to come, sooner or later. Unfortunately, the longer you wait, the worse your situation may become, and soon it could be evident that you are about to begin losing your property through foreclosure or repossession. If you are considering a bankruptcy filing, there are a number of provisions in place that concern income limits, so read on to learn more. Read More