Common Insurance Traps To Avoid After A Car Accident
After a car accident takes place, the insurance companies of the drivers involved will be notified and will start preparing to settle the case. It is not uncommon for the at-fault driver's insurance company to contact the other driver within just a day or two of the accident happening. They do this for several key reasons, but you should understand that there are traps you can get into when talking to this insurance company. Here are some common traps that you will want to avoid after your accident.
Taking fault when it is not your fault
One of the first traps you might encounter is admitting blame to something that you are not at fault for. After any type of accident occurs, you should never take the fault for it until you talk to a lawyer. If you take the fault for an accident while talking to the insurance company, you might jeopardize your rights and end up not being able to collect any money for the damages you encountered.
Signing documents you do not understand
A second trap you will want to avoid is signing any documents the insurance company sends you unless you are absolutely certain you know what you are signing and that you agree with it. If, for example, the insurance company sends you a letter and asks you to sign it, you might be signing that you are responsible for the accident, or you might be agreeing to settle the accident for the amount they come up with. Before you sign anything, always talk to an attorney first to gain legal advice about the situation.
Agreeing to the amount the insurance company offers
The other trap is agreeing to an amount the insurance company is offering you, and a lot of people agree to take money thinking they will have the right to collect more at a later point. If you agree to accept money from the insurance company, you most likely are also agreeing that this is all the money you will ever receive for the claim, and this is why you should always hire a lawyer to help you through a car accident settlement.
These are three common traps that victims of car accidents fall into, and you should avoid these traps if you want to receive a fair compensation package. For an easier time avoiding this, hire a personal injury lawyer to settle your case for you, and you can do this by contacting a personal injury law firm in your city.